I’m unpacking my bag at work today and I realize I forgot my lunch! I try to limit eating lunch at restaurants to twice a week, usually when the entire company goes out to eat together. I could use up one of my restaurant meals, or I could get creative!
I needed to run an errand at the grocery store near work (a benefit of urban frugalism), so I decided to run it right before lunch and pick up some lunch ingredients as well. I was reminded of the backpacking trip I took across Europe 10 years ago, and how I’d walk into grocery stores and pick up lunch and dinner for the day, hopefully for a couple of euros at most.
So I bypassed the deli counter and grabbed myself a small loaf of organic bread, and a tiny wedge of French goat cheese to go with it. When I got back to the office I got an organic nectarine from the fruit basket. And I always keep a jar of trail mix on my desk to combat the mid-afternoon munchies. So I added a handful of that to the mix.
And that’s the lunch I’m eating as I write to you. It was under $4, mostly organic, and better than most leftovers (unless you live with a professional chef).
This week, Venessa and I are taking a short trip to San Francisco. We don’t travel often, especially not by air. It’s bad for the environment, I don’t like what the government has done to our freedoms, and there are so many places in the Pacific Northwest that I haven’t explored yet, it seems like a shame to go somewhere else.
But every once in a while we get a travel bug that can’t be satiated by our environs. This one was prompted by some junk mail I got a few months ago. It was one of those frequent flyer credit cards offering a 50,000 point signup bonus. Equivalent to two free flights, they said.
1. It doesn’t matter what rewards card you have if you’re carrying a balance. If you won’t be able to pay your balance in full every month, cut up that card.
2. The best rewards program is the one that most closely matches what you buy and where you buy it.
Since I don’t buy airplane tickets very often, why’d I sign up for this card? Here’s the story:
I looked at the airline’s website and saw how many “points” out of my signup bonus a trip for 2 to San Francisco would cost. Then I looked at the same trip in dollars. It was $600, more than twice as much as the cheapest flight to San Francisco from Seattle, offered by Virgin America.
So here’s what I did. I signed up for the card anyway, and got the 50,000 points. Then I went over to the “other ways to redeem your points” section of the website, and spent all the points on $500 worth of Amazon.com gift cards. (I can’t believe they let you do this.) Amazon is a big enough website that their gift cards are extremely liquid, and we use it frequently enough that the cards about have the same value as cash for us anyway.
We booked the Virgin America flight for $300, and pocketed the $200 difference to use as spending money on the trip. After the gift cards came, I called the credit card company and canceled the credit card. I’m sure my credit score took a hit for this, but I don’t plan on borrowing money any time soon (if ever), so it’s not a problem. I even got the yearly card fee refunded since I had the card for such a short time. Never hurts to ask.
I might take a break from posting here since I’m not taking a laptop on the trip. See ya!